Sharing in the Cost of Care (2012)
Perspectives from Potential Health Plan Users of the California Health Benefit Exchange
During its planning phase, Covered California (the state’s health benefit exchange) asked CHCD to learn how future beneficiaries would structure health plan cost-sharing in the fairest way possible to meet the needs of new enrollees. CHCD held ten deliberative discussion groups throughout the state, meeting with 113 uninsured Californians. Participants reviewed and prioritized multiple case studies that illustrated how different cost-sharing models would affect patients with different needs: chronic illness, episodic care, catastrophic care and preventive care.